Can the insurance company and the service shop make an adjustment and start repair on the automobile without the consent of the owner?

No. They cannot make any adjustments without the owners consent! Although there are a couple of insurance companies that are trying to take your freedom of choice away and take it to a repair shop that is working for there best interests. There are some insurance companies trying to sell insurance policies that are taking your choices away! These policies are stating (for example) if you are on the interstate and are in an accident your insurance carrier would have your vehicle towed to a shop that is working for them, NOT YOU. You may get your vehicle back faster BUT you could lose a lot of value in your investment!

Support the Insurance Companies that are doing it right! Support the companies that have the higher ranking of claims handling!

NOTE: See Collision Repairs Sheet.

Remember all insurance is the same…. Until you have a claim! Protect your investment!